The concept of a unified world currency, or even a comprehensive global currency list managed by an artificial intelligence (AI), is a complex undertaking with profound implications for the global financial system. This essay will explore the resources an AI would need to establish and maintain such a system, followed by an examination of five monetary organizations that might prosper in this new paradigm.

Artificial intelligence (AI) is rapidly transforming the financial landscape, offering innovative solutions and optimizing processes across various sectors. While AI presents numerous opportunities for growth and efficiency, its disruptive potential also raises concerns about the stability and integrity of the financial system. A key challenge lies in mitigating the risk of fragmentation, where the interconnectedness and cohesion of the financial system are compromised. AI's role in both driving fragmentation and designing guardrails to protect against it is a complex and multifaceted issue that demands careful examination.